Education and arithmetic — not advice, and not the government.
Last updated: 2026-10-20
SaversMatchGuide provides general information about the Saver's Match program for educational purposes. Nothing on this site is tax, legal, accounting, or investment advice, and no client or advisory relationship is created by using it. Your situation may include facts these pages don't model: prior-year distributions, foreign income, ABLE accounts, a spouse's circumstances, any of which can change the outcome. Consult a qualified professional or the IRS before acting on any figure here.
SaversMatchGuide is an independent publication and is not affiliated with, endorsed by, or connected to the IRS, the U.S. Treasury, or any government agency. "Saver's Match" is a U.S. government program; we reference it descriptively. Official sources are irs.gov and treasury.gov; when this site and an official source disagree, the official source wins, and we'd like to hear about it.
Calculations follow Calculated under IRC §6433 and IRS Notice 2026-48; proposed regulations pending. Proposed regulations, the final Form 8880-A, deposit mechanics, and future inflation adjustments may change results. Figures are provided without warranty of any kind; use of the site is at your own risk, and to the fullest extent permitted by law we accept no liability for losses arising from reliance on it.
The site may carry advertising and, after Treasury's provider portal launches, may include referral relationships with IRA providers. Compensation never affects calculations or eligibility explanations; paid placements, if any, are labeled where they appear.